AI-Supported Fintech and Banking - Current Market Overview

This overview presents solutions from the field of AI-supported FinTech and AI-supported banking software that have been developed for use by financial service providers, banks, FinTech companies, and insurance companies. The systems use artificial intelligence to automate financial processes, identify risks at an early stage, and personalize customer experiences. They contribute to significantly improving efficiency, transparency, and security in digital finance.

Typical functions of AI-supported banking and FinTech software include automated credit checks and creditworthiness assessments, real-time fraud detection, predictive analytics in risk management, algorithmic trading, and personalized customer advice via AI-supported chatbots. Many solutions also offer modules for compliance monitoring, open banking integrations, portfolio analysis, natural language processing (NLP), and intelligent decision support. The goal is to create data-driven financial processes that are more agile, secure, and customer-centric.